5 Questions Before You Invest
5 Vrae Voordat U Beleg
Make sure your goals, timeline and risk comfort are clear before committing capital.
Maak seker dat u doelwitte, tydlyn en risikogemak duidelik is voordat u kapitaal belê.
3 min read3 min. lees
Independent Financial Adviser
Welcome
I’m Lesley Barnard
Your partner for clear, personal financial advice — from medical aid and insurance to investments, retirement and business solutions.
Onafhanklike Finansiële Adviseur
Welkom
ek is Lesley Barnard
U vennoot vir duidelike, persoonlike finansiële advies — van mediese fondse en versekering tot beleggings, aftrede en besigheidoplossings.
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About Sanlam
Oor Sanlam
A trusted partner in South African financial services
’n Betroubare vennoot in Suid-Afrikaanse finansiële dienste
Sanlam is one of South Africa’s most trusted financial services groups, with a long history of helping individuals, families and businesses plan for a secure future.
From life insurance and retirement planning to investments, medical aid and business solutions, Sanlam offers a wide range of products designed to protect what matters most and build lasting wealth.
As an independent financial adviser partnering with Sanlam, I can help you choose and compare the right solutions for your needs — and guide you through the setup process with clarity and care.
Sanlam is een van Suid-Afrika se mees vertroude finansiële dienstegroepe, met ’n lang geskiedenis van help aan individue, gesinne en besighede om vir ’n veilige toekoms te beplan.
Van lewensversekering en aftreebeplanning tot beleggings, mediese fondse en besigheidsoplossings, bied Sanlam ’n wye reeks produkte wat ontwerp is om wat vir u die belangrikste is te beskerm en langtermynwelstand te bou.
As onafhanklike finansiële adviseur wat met Sanlam vennootskap maak, kan ek u help om die regte oplossings vir u behoeftes te kies en te vergelyk — en u met duidelikheid en sorg deur die opstelproses lei.
About me
Oor my
About Lesley Barnard
Oor Lesley Barnard
Financial planning is about far more than policies, investments or numbers — it's about people, their dreams, and the future they want to build for themselves and their families.
I am a licensed Financial Adviser based in Bela-Bela, Limpopo, dedicated to helping individuals, families and businesses make confident financial decisions that create lasting security.
Every client has unique goals and circumstances. That's why I take the time to understand your needs before recommending any solution. My priority is never to sell products, but to provide financial strategies that genuinely add value to your life.
I offer professional advice across a wide range of financial services, including:
Finansiële beplanning gaan nie net oor polisse, beleggings of syfers nie – dit gaan oor mense, hul drome en die toekoms wat hulle vir hulself en hul families wil bou.
Ek is 'n gelisensieerde finansiële adviseur in Bela-Bela, Limpopo, en my passie is om individue, gesinne en besighede te help om finansiële sekerheid met vertroue te bereik.
Ek glo dat elke kliënt uniek is. Daarom neem ek die tyd om u doelwitte, uitdagings en behoeftes regtig te verstaan voordat ek enige aanbeveling maak. My fokus is nie om produkte te verkoop nie, maar om oplossings te bied wat werklik waarde toevoeg aan u lewe.
Ek bied professionele advies en ondersteuning oor 'n wye reeks finansiële dienste, insluitend:
✦Life Insurance
✦Funeral Cover
✦Medical Aid
✦Gap Cover
✦Investments
✦Savings Solutions
✦Retirement Planning
✦Income Protection
✦Disability & Severe Illness Cover
✦Business Insurance
✦Key Person & Buy-and-Sell Insurance
✦Short-Term Insurance through trusted partners
✦Wills & Estate Planning
✦Lewensversekering
✦Begrafnisdekking
✦Mediese fondse
✦Gap-dekking
✦Beleggings
✦Spaaroplossings
✦Aftreebeplanning
✦Inkomstebeskerming
✦Ongeskiktheids- en Ernstige Siekte-dekking
✦Besigheidsversekering
✦Sleutelpersoon- en Vennootversekering
✦Korttermynversekering deur betroubare vennote
✦Testamente en boedelbeplanning
My commitment is simple:
To build long-term relationships founded on honesty, integrity and personalised service, giving you confidence that your financial future is protected every step of the way.
Because your future deserves more than just a policy — it deserves a plan.
My doel is eenvoudig:
Om langtermyn-verhoudings te bou gebaseer op eerlikheid, integriteit en persoonlike diens — sodat u altyd met gemoedsrus kan weet dat u finansiële toekoms in goeie hande is.
U toekoms verdien meer as net 'n polis. Dit verdien 'n plan.
Lesley Barnard
Licensed Financial Adviser
"Protect today. Build for tomorrow."
Lesley Barnard
Gelisensieerde Finansiële Adviseur
"Beskerm vandag. Bou vir môre."